How to Handle Personal Injury Claims in Texas After a Hit and Run Accident

Experiencing a hit and run accident can be a stressful and traumatic event. In Texas, managing personal injury claims following such incidents requires understanding specific laws and taking the right steps to protect your rights. Here are essential guidelines to help you navigate this process effectively.

1. Immediate Steps After the Accident

Following a hit and run accident, your immediate safety should be the priority. Ensure you are out of harm's way and check for injuries.

If it is safe to do so, call the police to report the accident. Provide them with as much information as possible, including the time, location, and any details about the fleeing vehicle.

Additionally, collect witness statements and contact information if available, as this can be critical for your claim later on.

2. Seek Medical Attention

Even if you feel fine, it’s important to see a doctor. Some injuries may not be immediately apparent. Documenting your medical treatment can strengthen your claim.

3. Report the Accident to Your Insurance Company

Notify your insurance provider about the accident as soon as possible. Texas operates under a traditional fault system, meaning you can file a claim with your insurer or the at-fault driver’s insurer if identified. When it comes to hit and run accidents, you may have to rely on your own insurance policies, such as uninsured motorist coverage.

4. Document Everything

Keep detailed records of the accident. This includes photos of the scene, vehicle damage, and any visible injuries. Additionally, maintain a log of medical visits, treatment plans, and costs incurred.

5. Understand Texas’s Uninsured Motorist Coverage

In Texas, carrying uninsured motorist (UM) coverage is not mandatory, but it is highly recommended. This type of insurance can help cover your medical expenses and damages if involved in a hit and run accident where the other driver is never found. If you have this coverage, you can file a claim with your insurer to seek compensation.

6. Consider Hiring a Personal Injury Attorney

Dealing with personal injury claims can be complicated, especially in hit and run scenarios. Hiring an experienced personal injury attorney can provide you with invaluable guidance. They can help gather evidence, negotiate with insurance companies, and ensure that your rights are protected throughout the process.

7. Stay Informed About Texas Personal Injury Laws

Texas follows a modified comparative negligence rule. This means that if you are found partially at fault for the accident, your compensation may be reduced by your percentage of fault. Understanding these laws can help you navigate negotiations and potential settlements.

8. Patience During the Claims Process

The claims process can take time, especially with hit and run cases where identifying the at-fault party can be challenging. Be patient and persistent, and keep track of any communication with insurers or legal representatives.

In conclusion, handling personal injury claims after a hit and run accident in Texas requires a methodical approach. By following these steps, ensuring thorough documentation, and seeking appropriate legal assistance, you can improve your chances of a successful claim and ensure that you receive the compensation you deserve.